Terms of Service for Haven Risk Partners

These Terms of Service govern your access to and use of the Haven Risk Partners website, forms, and services. By accessing our website or using our services, you agree to be bound by these Terms.

1. Services

Haven Risk Partners provides insurance related services, including consultations, insurance quotes, policy reviews, and customer support. All services are subject to availability and applicable laws and regulations.

2. User Responsibilities

By using our website or submitting your information, you confirm that the information you provide is accurate, complete, and truthful. You agree not to use our services for any unlawful or fraudulent purposes.

3. Communication Consent

By submitting your contact information through our website or forms, you consent to receive communications from Haven Risk Partners, including phone calls, SMS messages, and emails related to insurance consultations, quotes, policy information, appointment reminders, and customer service. Message frequency may vary. Message and data rates may apply. You may opt out of SMS communications at any time by replying STOP. For assistance, reply HELP.

4. No Guarantee of Coverage

Submitting a request or receiving a quote does not guarantee insurance coverage. Coverage is subject to underwriting approval, carrier terms, and policy conditions.

5. Intellectual Property

All content on this website, including text, logos, graphics, and materials, is the property of Haven Risk Partners and may not be copied, reproduced, or used without prior written permission.

6. Limitation of Liability

Haven Risk Partners shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of our website or services, except as required by law.

7. Third Party Services

We may use third party platforms or service providers to deliver our services. We are not responsible for the performance, availability, or policies of third party services.

8. Termination

We reserve the right to suspend or terminate access to our services if these Terms are violated or if misuse is detected.

9. Changes to These Terms

We may update these Terms of Service from time to time. Any changes will be posted on this page with an updated effective date.

10. Governing Law

These Terms of Service shall be governed by and interpreted in accordance with the laws of the State of Illinois, United States.

11. Contact Information

If you have questions about these Terms of Service, please contact us at:

Haven Risk Partners, 716 E Foster Ave, Roselle, Illinois 60172, United States